Terms & Conditions

Efficient Advisors, LLC (“Efficient”) is a an independently owned investment adviser located in Philadelphia, Pennsylvania and registered with appropriate regulatory authorities, who have not verified nor endorsed the statements presented on this site.

Efficient and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon registered investment advisers by those states in which Efficient maintains clients. Efficient may only transact business where it is registered, or qualifies for an exemption or exclusion from registration requirements. The publication of Efficient’s website on the Internet should not be construed by any consumer and/or prospective client as Efficient’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet in geographical locations where it has not registered or qualified for an exemption or exclusion from registration in the state where the prospective client resides.

Additional information about Efficient is available on the Internet at www.adviserinfo.sec.gov. A copy of Efficient's current written disclosure statement (Part II of the Form ADV) describing its business operations, services, and fees is available from Efficient upon written request.

All service marks on this site are owned by Efficient, unless otherwise indicated.

The materials on this site may be downloaded and/or reprinted for personal, non- commercial use only provided that any copyright, trademark or other proprietary notices included in the materials downloaded are not removed from the materials. Any reproduction, distribution, republication, or retransmission of any materials posted on this site in whole or in part for any reason except personal use is prohibited without the prior written permission of Efficient.

The information and graphics on the site may contain inaccuracies, typographical errors and/or out-of-date information. Your use of this site and the information and graphics contained on this site acknowledges this risk. Efficient does not warrant, represent or guarantee the accuracy, timeliness or completeness of this site or any of the information or graphics contained on this site. THIS SITE AND ALL MATERIALS CONTAINED ON THIS SITE, INCLUDING BUT NOT LIMITED TO INFORMATION, GRAPHICS, AUDIO, VIDEO, SOFTWARE AND OTHER DATA, IF ANY ARE PROVIDED “AS IS” WITHOUT EXPRESS OR IMPLIED WARRANTIES OR GUARANTEES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Efficient has no duty to update or keep current this site, and Efficient disclaims any responsibility for the content or accuracy of the information contained on this site. To the extent permitted by law, Efficient will not be liable to you or anyone else for (1) any decision made or action taken by you or anyone else in reliance on materials or information obtained or downloaded from this site, or (2) any direct, indirect, consequential, incidental, special, or similar damages even if Efficient is advised of the possibility of such damages.

Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. Efficient does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by an unaffiliated third party, whether linked to Efficient’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Links from this site to various other web sites are provided for your convenience; however, Efficient does not regularly review the content of those sites. The links contained on this site do not imply any endorsement or sponsorship of those sites or any of the products or services that may be offered at those sites. Efficient disclaims any responsibility for the content or accuracy of those sites.

Certain states do not allow the limitation or exclusion of liability, so some or all of the above limitations and exclusions may not apply to you.

The services described on this website are offered only to United States citizens and residents, and the information on this web site is intended solely for such persons.

The Internet is not a secure network and online access may be interrupted.

For information our privacy policies, please click the link below.

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